Built by someone who trained to teach

Emily trained as an Ontario teacher, her degree, teacher's college, and classroom placements, before moving into mortgages. She knows the grid, the QECO categories, and the long road to a permanent contract from the inside, and she has spent her mortgage career making sure teacher income is read the right way. That is the whole reason Teacher Financing exists.

She works with permanent, LTO, occasional, and on-leave teachers, and her job is to make sure your real income is presented to a lender the right way: the grid, the two-year average, the pension, all of it. No teacher should get declined for a reason that was never true.

Jeff is a licensed mortgage agent at Mudrick Mortgages under BRX Mortgage Inc. (FSRA #13463). He works with teachers and other professionals across Ontario, and he built the tools and guides on this site so the answers are out in the open, free, whether you ever reach out or not.

He compares more than 50 lenders, including the ones that read teacher income properly, and he looks at the whole picture: rate, penalty type, prepayment, and how your contract is presented. You only ever pay a lender, never us.