What is the starting salary for a TCDSB teacher?

A new TCDSB teacher starts around $53,090 for 2025-26, moving up one step per year of experience and higher with more QECO qualifications.

What is the top of the TCDSB salary grid?

The top of the TCDSB grid is $120,024, reached at the highest QECO category (A4) and top step.

How much do occasional or supply teachers make at TCDSB?

Long-term occasional (LTO) teachers are paid on the grid at 1/194 of the annual rate per day; daily occasional rates vary by board (roughly $215 to $300).

How is LTO pay calculated?

A long-term occasional teacher is paid the annual grid rate for their category and step, prorated at 1/194 per day worked.

Toronto Catholic District School Board teacher salary grid, 2025-26

What TCDSB teachers earn by QECO category and step for the 2025-26 school year, straight from the collective agreement. Find your exact spot below.

A TCDSB teacher earns from $53,090 at the start of the grid up to $120,024 at the top (category A4) for the 2025-26 school year.

Your school board

Your QECO category

Set by your education. A1 = a degree; A4 = the top.

TCDSB OECTA grid (2025-26)

TCDSB OECTA salary grid, 2025-26. Annual salary by QECO category and step.
Step	A0	A1	A2	A3	A4
Step 0	$53,090	$57,706	$60,351	$66,526	$69,166
Step 1	$56,626	$61,548	$64,356	$71,191	$74,251
Step 2	$60,158	$65,388	$68,357	$75,858	$79,338
Step 3	$63,685	$69,224	$72,359	$80,523	$84,418
Step 4	$67,217	$73,062	$76,361	$85,187	$89,508
Step 5	$70,756	$76,906	$80,362	$89,858	$94,597
Step 6	$74,283	$80,740	$84,364	$94,523	$99,681
Step 7	$77,811	$84,579	$88,363	$99,189	$104,765
Step 8	$81,346	$88,421	$92,367	$103,856	$109,850
Step 9	$84,878	$92,262	$96,369	$108,516	$114,938
Step 10	$88,411	$96,100	$100,370	$113,184	$120,024

Source: OECTA Toronto Secondary Unit (TSU) collective agreement 2022-2026. Confirm your placement against your own pay stub or local agreement.

How the grid actually works

Two things set your pay: your QECO category (your education) and your step (one per year of experience). Boards differ in the exact dollars, but the structure is province-wide. For 2025-26, every board's grid rose 2.5%, and the top category (A4) tops out near $121,000 almost everywhere.

The QECO categories

ANo university degreeThe floor if you teach without a university degree. Catholic boards label this B or A0.

A1A university degreeWhere most teachers start. A B.Ed plus your first degree places you at A1. Secondary boards may call this Group 1.

A2Degree plus extra qualificationsA four-year degree, or a degree with added AQ courses or standing.

A3Honour Specialist or five-year degreeA degree with an Honour Specialist, a five-year degree, or a degree with first or second class standing plus specialist qualifications.

A4The top categoryThe highest combinations: degree plus Honour Specialist, or a master’s or doctorate combined with a degree and specialist qualifications. A bare master’s alone does not jump you here.

+2.5%

raise for 2025-26

Applied to every board’s grid from the central deal.

÷ 194

LTO daily pay

A long-term occasional day pays the grid annual rate divided by 194.

$215–$300

daily supply rate

Per-diem for daily occasional teaching, varies by board.

What a TCDSB salary supports as a mortgage

Run from the 2025-26 figures on this page, using the standard debt-service ratios, 39 per cent gross and 44 per cent total, at the stress-test rate over a 25-year amortization. Shown with no other debts, because a car loan or a student line of credit comes out of the 44 per cent side and lowers this.

An approximation, not an approval. Your own number moves with property tax, condo fees, existing debts and which lender the file goes to. Two teaching salaries in one household support slightly more than double, because property tax and heat are spread across both.
Where you sit	Salary	Mortgage, roughly
Start of the grid	$53,090	$215,000
Top of the grid	$120,024	$555,000

A purchase at the top-of-grid figure needs at least $36,667 down on a 90 per cent loan-to-value basis, with land transfer tax on top and payable in cash. See the full working, or what one more step up the grid is worth.

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