Waterloo Region District School Board teacher salary grid, 2025-26
What WRDSB teachers earn by QECO category and step for the 2025-26 school year, straight from the collective agreement. Find your exact spot below.
A WRDSB teacher earns from $55,853 at the start of the grid up to $119,998 at the top (category A4) for the 2025-26 school year.
WRDSB OSSTF grid (2025-26)
| Step | Group 1 | Group 2 | Group 3 | Group 4 |
|---|---|---|---|---|
| Step 0 | $55,853 | $58,080 | $64,729 | $68,591 |
| Step 1 | $59,743 | $62,392 | $69,424 | $73,584 |
| Step 2 | $63,629 | $66,713 | $74,105 | $78,727 |
| Step 3 | $67,508 | $71,039 | $78,791 | $83,884 |
| Step 4 | $71,402 | $75,365 | $83,479 | $89,037 |
| Step 5 | $75,323 | $79,689 | $88,182 | $94,182 |
| Step 6 | $79,177 | $84,010 | $92,865 | $99,334 |
| Step 7 | $83,064 | $88,335 | $97,565 | $104,491 |
| Step 8 | $86,953 | $92,650 | $102,255 | $109,657 |
| Step 9 | $90,842 | $96,976 | $106,951 | $114,812 |
| Step 10 | $95,241 | $101,296 | $111,647 | $119,998 |
Source: OSSTF District 24 (WRDSB) salary grid, Sept 2025. Confirm your placement against your own pay stub or local agreement.
WRDSB ETFO grid (2025-26)
| Step | AX | A1 | A2 | A3 | A4 |
|---|---|---|---|---|---|
| Step 0 | $51,769 | $55,853 | $58,080 | $64,729 | $68,591 |
| Step 1 | $55,377 | $59,743 | $62,392 | $69,424 | $73,584 |
| Step 2 | $58,979 | $63,629 | $66,713 | $74,105 | $78,727 |
| Step 3 | $62,572 | $67,508 | $71,039 | $78,791 | $83,884 |
| Step 4 | $66,187 | $71,402 | $75,365 | $83,479 | $89,037 |
| Step 5 | $69,787 | $75,323 | $79,689 | $88,182 | $94,182 |
| Step 6 | $72,201 | $79,177 | $84,010 | $92,865 | $99,334 |
| Step 7 | $75,747 | $83,064 | $88,335 | $97,565 | $104,491 |
| Step 8 | $79,290 | $86,953 | $92,650 | $102,255 | $109,657 |
| Step 9 | $82,840 | $90,842 | $96,976 | $106,951 | $114,812 |
| Step 10 | $86,874 | $95,241 | $101,296 | $111,647 | $119,998 |
| Step 11 | $89,264 | — | — | — | — |
Source: ETFO Waterloo Region (WROTL) contract teacher salary scale 2022-2026. Confirm your placement against your own pay stub or local agreement.
How the grid actually works
Two things set your pay: your QECO category (your education) and your step (one per year of experience). Boards differ in the exact dollars, but the structure is province-wide. For 2025-26, every board's grid rose 2.5%, and the top category (A4) tops out near $121,000 almost everywhere.
The QECO categories
What a WRDSB salary supports as a mortgage
Run from the 2025-26 figures on this page, using the standard debt-service ratios, 39 per cent gross and 44 per cent total, at the stress-test rate over a 25-year amortization. Shown with no other debts, because a car loan or a student line of credit comes out of the 44 per cent side and lowers this.
| Where you sit | Salary | Mortgage, roughly |
|---|---|---|
| Start of the grid | $55,853 | $229,000 |
| Top of the grid | $119,998 | $555,000 |
A purchase at the top-of-grid figure needs at least $36,667 down on a 90 per cent loan-to-value basis, with land transfer tax on top and payable in cash. See the full working, or what one more step up the grid is worth.
What can a WRDSB teacher afford?
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